Chapter 7 bankruptcy is often what individuals think of when they are considering filing for bankruptcy. You may know that filing for bankruptcy will let you get rid of debt, but you are uncertain what chapter to file, what debts you can discharge and what assets can be protected. When you are unable to keep up with payments and your debt is piling up, it is important to get the advice of a seasoned bankruptcy attorney as soon as possible.
Jennifer Benedict Law Office, LLC, works hard to help clients facing financial hardships. Our skilled attorney once worked for creditors. She knows how creditors go after individuals in debt. She uses this knowledge now to help individuals force a path toward a new start.
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We work closely with you to determine if Chapter 7 is your best option. In Chapter 7 personal bankruptcy, you can get rid of your dischargeable debt, helping you get out from the financial burden that led you to contact an attorney. Dischargeable debt may include:
- Credit card debt
- Medical debt
- Some tax debt
- Other unsecured debts
Jennifer Benedict, our Missouri lawyer, counsels you on what assets you will be able to keep. She is beside you through the entire process, which takes a few months. If your Chapter 7 case is successfully challenged, she will outline other options, such as filing for Chapter 13 bankruptcy.