Independence Attorney for Credit Card Debt Relief
A lot of people in the greater Independence area had jobs thanks to the Ford and GM plants. But with so many people losing their jobs and getting laid off from those two plants, people across western Missouri are feeling the impact. An experienced bankruptcy and debt consolidation lawyer can help you through this difficult time and focus on building a better financial future.
At the Jennifer Benedict Law Office, LLC, our Independence Chapter 7 and Chapter 13 bankruptcy attorney has been handling these tough cases since 1996. We understand what you are going through and we understand what options you have for immediate and long-term relief. And unlike many of the big Kansas City bankruptcy mills, at our firm you will work with the same lawyer throughout the entire bankruptcy process.
One Client at a Time
Working for creditors for over a decade, attorney Jennifer Benedict is now focused on helping consumers get out of debt and on with their lives. Many consumer bankruptcy lawyers know how the court system works, but attorney Benedict also understands what creditors are looking for and how you can get them to work with you.
Understanding these complex issues from both sides, we are uniquely situated to help our clients find real and lasting solutions. We competently and compassionately represent clients through both forms of consumer bankruptcy:
- Chapter 7 bankruptcy: Quick and easy, Chapter 7 bankruptcy will allow you to get a handle on your finances, so you can get on with your life. If you qualify for Chapter 7 bankruptcy, you will be able to get rid of all your dischargeable debt within a matter of months.
- Chapter 13 bankruptcy: By working with your creditors to create a payment plan you can actually afford, Chapter 13 bankruptcy can help you save your home and other important assets. After you have successfully completed your three- to five-year payment plan, your remaining debt will be wiped clean.
The moment you file for Chapter 7 bankruptcy or Chapter 13 bankruptcy, you will receive an automatic stay, which puts an immediate stop to any action by your creditors. They cannot foreclose on your home. They cannot garnish your wages. They cannot even contact you directly anymore. Get the space you need to start looking for real solutions.
Some people are unable to make it through the Chapter 13 bankruptcy process. Our firm can help you explore your full range of options. You may require a workout to get the relief you need and second chance you deserve.
Let Us Help
Unless you take action, your creditors are going to get what they want from you. We can get your credit on the road to recovery and get you in the habit of making regular payments again. From our offices in Independence, we help clients across western Missouri. We offer evening and Saturday appointments. Contact us today to schedule a free initial consultation and learn more about your rights and options.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.